Rating and Awards

To achieve the AAA standard, each superannuation product is reviewed and rated across a range of benchmarks including organisational strength, administration, communications, investment mix, investment performance, fees, charges, investment processes, insurances and extra services offered.

When considering a superannuation offering, members, employers and advisers should look for funds that have this logo in their PDS and marketing communications.

The assessment considers whether funds have declared a strong commitment to ESG principles, are transparent about how they operate, how they vote in company resolutions, they disclose their investments and selection process and report on ESG progress to their members.

This ESG Leader Rating reviews super funds rather than investment options and their portfolios. ESG Leaders practice ESG holistically or offer responsible investment options.

The awards identify investment managers with the best balance of investment returns and risk management.

Winners and finalists are determined by Rainmaker's quantitative research systems that assess investment products in each asset class over the short, medium and long-run.

To be named an award winner, providers across superannuation, managed funds, ETFs, banking, lending, insurance and household expenses must offer market-leading value to their client base.

Money magazine uses Rainmaker Information's superannuation and investment management datasets as well as research expertise to produce the annual awards.